On The Money; A New Game Piece in Monopoly

On The Money;

Economics for the 99%

A New Game Piece in Monopoly

 

I heard recently that Milton-Bradley Corporation, makers of the ubiquitous board game Monopoly, has retired the iron. If you haven’t played Monopoly for a while, I’ll remind you that to start the game, each player chooses, from among a handful of miniature metal objects, one of them to represent them on the game-board.

The iron, never popular as a game piece, has finally retired. My mother retired her iron in the ’70s. I’ve certainly never owned one, and I’d have no idea how to use it if I did.. I’ll bet a lot of young people today wouldn’t even recognize an iron, or have any idea what it was used for.

In its place, M-B has introduced a new game piece, the cat, a brilliant move if you ask me. I love cats. I would much rather be a cat, than an iron, any day of the week. The cat might get chased around a bit by the Scotty dog, or get run over by the race car, but I think the cat will do well in the game of Monopoly, maybe a little too well.

The cat just might undermine the the entire premise of the game of Monopoly, and none too soon, frankly. Think about it. Can you imagine a cat ever paying rent? I can’t. If you’ve ever been to the real Atlantic City, you can’t help but notice that the closer you get to the Boardwalk, the more cats you see. I’ll bet not one of them pays rent.

Even though you’ll find hotels galore on the real Boardwalk, you’ll also notice dozens of cats, strutting up and down and under the Boardwalk, like they own the place, without a care in the world. I think they have the right attitude, and as newcomers to the game of Monopoly, that attitude just might save the cat, and us.

The game of Monopoly is an exercise in what economists call, “rent-seeking behavior”. In the game, you “buy” a “property”, say “Baltic Ave.” for instance. Then, when other players land on a “property” you “own”, they pay you “rent”. When you “own” all of the “properties” in a particular area, you can charge the unfortunate players that land there, higher “rent”. If you spend some more money on those “properties”, buying “houses” and “hotels” you raise the “rent” still further. You win the game, when other players no longer have enough “money” to pay the “rent” they owe.

In real life, rent-seeking behavior has become epidemic, and it represents a major shift in our economy. You can expect to see more rent-seeking-behavior as the economy shifts away from manufacturing and resource extraction, towards this more coercive and direct form of blood-sucking.

For generations in the past, capitalism must have seemed rather magical. Markets brimmed with consumer goods that seemed to appear out of nowhere. Fish from distant ocean fisheries, cheap redwood patio furniture, harvested from remote forest habitat, radios, toys, clothes and other products manufactured in distant lands, from materials mined in far-flung corners of the Earth, surely amazed the American consumer, eager to have them all. Most consumers didn’t see the devastation that capitalism left in it’s wake. They just saw a seemingly endless supply of shiny new things to buy.

In the future, our economy will look very different. Instead of a magical place where shiny new things appear out of nowhere, the economy will look like your landlord, and the sheriff’s deputy who comes to evict you. The economy will be breathing down your neck constantly, not letting you get too comfortable anywhere. Instead of extracting resources from distant lands, the economy will extract them from you. Even now, the economy looks, and feels more like the game of Monopoly, than it did to your parents generation, but the Baby Boomers really enjoy playing Monopoly, especially since they got a head start.

Because of their large numbers, the Baby Boomers already occupy a large portion of the available housing. Because they grew up at the very pinnacle of American consumerism, they have wildly unrealistic expectations for their lifestyle, and because they got into the housing market well before the housing bubble, they were well positioned to acquire “investment properties”, and hold on to them even as younger families lost their overpriced homes in the foreclosure crisis.

Since the Federal Government taxes the money they make from renting those investment properties, at the low “capital gains” rate, rather than as “earned income”, tax policy strongly encourages this kind of “rent-seeking behavior”. Think about this when you hear politicians talk about the “capital gains tax”. They’ll say that keeping the “capital gains tax” low, creates jobs. In reality, the low capital gains tax rate screws young working people out of their chance to own a home and drives rent prices up.

Isn’t it ironic that the Baby Boomers, who introduced terms like “crash-pad”, “hippie commune”, and “intentional community” into the general lexicon, have turned into some of the greediest landlords in the history of humanity. The Boomers like playing “Monopoly” with these “investment properties”, and they’ve read dozens of books about how to “win” at it. Even as wages stagnated through most of their working careers, many of them have done quite well for themselves by engaging in this kind of “rent seeking behavior”.

While they never stop congratulating themselves for the Civil-Rights Movement, the Boomers now harbor as much prejudice and hostility, based on income, as their bigoted, racist parents did, based on skin color. The Boomers especially despise the homeless, who conspicuously avoid paying rent. I’ve heard the same kind of derogatory slurs, and vile comments hurled at the poor and homeless from former hippies, as I heard from the bigoted, racist drunks my Grandparents hung with, about Blacks and Hispanics, 40 years ago.

Today’s large poor and homeless population remind them of just how badly they’ve failed as a generation, something they remain in deep denial about. They don’t want to face the fact that the problems in our society run far deeper than the superficial changes they’ve made to the status quo, and that many of those changes only exacerbated the real problems we face as a culture.

The Boomers also expect to finish their lives, enjoying the same kind of excessive consumption that characterized their youth and middle age, but having lived at the very pinnacle of American consumerism, they long ago outstripped the carrying capacity of the planet, and have been consuming your future ever since.

They really don’t want to face this fact. They can’t face this fact, and they can’t face life without their lattes, luxury cars and lots and lots of things to buy. So, they blame the poor and the young, victimizing them with their hostility, defensiveness and denial, as well as their excess.

The Boomers don’t understand, or care, why you don’t have the money, or why you don’t want to pay it to them. They know that the law, and market forces are on their side, and they intend to press their advantage. They won’t face the reality of their unsustainable lifestyle, so long as they can extract more from you. They intend to win this game of Monopoly, and they don’t care what’s left for you when they’re done.

In the future, rental properties will fall increasingly into the hands of the 1%, who will form large faceless property management companies to run them. They will hire thugs and creeps to manage these properties who will bully tenants, steal their belongings and skimp on needed repairs even more than the Boomers who own them now.

While the constitution guarantees privacy rights to home owners, tenants increasingly sign these rights away when they sign a rental agreement. As home ownership becomes less affordable, the terms of rental agreements will favor landlords even more. Rentals will become less secure, less private, and more expensive, as the 1% uses them to squeeze even more blood out of their tenants.

Enter, the cat. Cats play by their own rules. Cats hunt ferociously. Cats scavenge effectively. Cats beg endearingly. Cats hide invisibly and cats howl incessantly. Cats are inscrutable. Cats are unpredictable, and cats are the most effective killing machines nature ever unleashed on planet Earth.

Cats know how to get their way, but cats never pay rent. As a newcomer to this game, you don’t stand a chance if you play by their rules, but as a cat, you can strut up and down boardwalk like you own the place without a care in the world. Take what you need and stay out from under foot. There’s some Monopoly advice that’s On the Money.

On The Money; “Quantitative Easing”

On The Money

Economics for the 99%

How “Quantitative Easing” Makes Life More Difficult

Over the last few years, the Federal Reserve has pumped trillions of dollars into the economy in an effort to spur growth, through a program they call “Quantitative Easing”. Many feared that this would lead to spiraling inflation, but outside of food and energy, prices have not risen much in the last few years. How was the Fed able to pump so much liquidity into the economy without triggering Zimbabwe-like hyper-inflation, or even Carter era-like double-digit inflation?

 

Usually, when a country pumps a lot of liquidity into the economy, they put that money into the hands of the people, through government jobs programs, relief aid, etc. Poor and working people spend that money almost immediately. When you suddenly have more money trying to buy the same amount of available stuff, prices rise, fueling inflation, but that’s not what happened here.

 

While the Federal government did spend some tax dollars on stimulus projects, while extending unemployment benefits and expanding Food Stamps, that only amounted to a drop in the bucket compared to the liquidity the Fed has injected through quantitative easing. Instead of hiring tens of thousands of people for public works projects, tens of thousands of State and Federal workers lost their good paying government jobs in this recession. Benefits for the elderly and disabled shrank rather than grew, and schools felt the pinch as well.

 

Money earmarked for the housing crisis mostly went to the banks who made the bad loans, not the poor people who lost their homes. While the Fed continued to print money like Safeway circulars, the vast majority of us haven’t seen any of it. Since we still don’t have any money, we can’t go out and buy stuff. Since we can’t buy stuff, stuff sits on shelves. When stuff sits on shelves, retailers can’t raise prices, and inflation remains low, but where did all the money go?

 

According to Harper’s Index, about 90% of all new income generated since the recession started, went to the wealthiest 10% of the population. Among them, the top one-tenth of 1% took the lion’s share. The Fed carefully funneled all of this new liquidity into the pockets of the super-rich. That money went to bank reserves, bank executives, bank shareholders, financial executives and the like. Those people already have lots of money and extravagant lifestyles, so the rest of the economy hardly noticed the trillions of dollars the Fed handed them, because mostly, it got squirreled away in oversea tax havens.

 

Now, however, we begin to see that money coming back into the market, to buy up foreclosed and distressed homes. Home prices, you’ll doubtless recall, surged to astronomical heights riding a nationwide housing bubble, fueled by lender’s eagerness to loan extraordinary amounts of money against extremely ordinary homes. Somehow, this hyper-inflation in the housing market seemed like a good thing at the time.

 

Eventually, however, ordinary people failed to earn the extraordinary amounts of income that the lenders assured them they would, leading to the complete collapse of the housing market, bank failures, and a massive taxpayer bailout…of the banks, while millions of families lost their homes through foreclosure.

 

For the last few years, a huge glut of overpriced homes, that rich people wouldn’t be caught dead in, but working people cannot afford, has depressed the real-estate market. The invisible hand of the free market should cause the hyper-inflated prices of these ugly suburban homes to drop until ugly suburban families can afford to buy them, but thanks to the Fed, and their “quantitative easing”, the rich now have enough money to buy all of these homes, even though they still sell for twice their pre-bubble price. The rich can then rent these ugly suburban homes to ugly suburban families by the month or year, making them a sound investment once again

 

Do you see how that worked? First the banks created hyper-inflation in the housing market. When that went bust, the banks held a gun to the government’s head and demanded a taxpayer bailout, and we all lost our homes and our jobs, which sent the economy into a tailspin. Then the Fed printed a lot of cash and gave it to the rich, so that they could afford to buy up all of our homes and rent them back to us. That way, instead of creating new hyper-inflation with all of that new liquidity, the Fed just preserved the leftover hyper-inflation from the housing bubble, thus relieving us, as working people, from the burden of home ownership, and the accumulation of all of that pesky equity. Wasn’t that clever?

 

Lo and behold, now it looks like the economy is recovering. Isn’t that great? Most of us are still worse off than we were 10 years ago, but for the 1%, The Great Recession represents a major victory in their efforts to enslave the American people. Why do you think they call it “The Great Recession”, while the rest of us call it “The New Normal”? You can bet that as soon as you get used to “The New Normal”, the economy will tank again, and they’ll expect you to make even more sacrifices to prop it up. There’s a look at “Quantitative Easing” that’s On The Money.

On The Money; What Middle-Class?

On The Money

Economics for the 99%

What Middle-Class?

 

If you took a drink every time you heard a politician say “middle-class”, you could have stayed smashed since last January. Isn’t it strange that here in the US, where “Marxism” “communism” or even “socialism” have become foul language, the Marxist concept of an expanding middle-class remains hugely popular. So much so, that every politician in America constantly promises to help grow the middle-class.

For a while in the US, we had a real middle-class. Strong labor unions organized workers and wages rose for workers as a result. Thanks to unions like the Teamsters, the AFL-CIO and the UAW, working people enjoyed home-ownership and considerable creature comforts. This was the age of Levittown houses and populux consumerism, and a brand new vision of widespread middle-class affluence that came to be known as the American Dream.

Just like Marx predicted, workers organized, took control of the means of production, demanded higher wages, and the middle-class was born. And, for a while, it persisted, until capitalists found plenty of cheap, unorganized labor in China. Today, that middle-class has mostly retired. Thirty years of union-busting, outsourcing, downsizing, and wage stagnation have exacted a huge toll on the middle-class. In fact, you’d hardly recognize it today.

Today, instead of an economy based on manufacturing, we have a service based economy brimming with low-wage, high-stress customer-service jobs. Facing lower wages (the “new normal”), higher housing, food, energy and health-care costs, the standard of living for most American workers has plunged precipitously in the last twenty years. Strangely, we still think of ourselves as middle-class.

Hey, our parents were middle-class, doesn’t that automatically make us middle-class too? Like it was genetic or something, but no, you are not middle-class anymore. The fact that you have three roommates helping to pay the rent should clue you in to that. The middle-class has vanished.

In the crater left by the imploding middle-class, we find the bourgeois. That is, the landlords, lawyers, cops, and businessmen, the people who most directly serve, and emulate the super-rich, the ones who already had money before the middle-class was born. These people are happy to be rid of the riffraff, and glad to have a whole new underclass of people to exploit.

That’s why you hear politicians talk so much about “the middle-class”. They know that the term only really applies to retirees from that bygone era, and their bourgeois, landlord/cop/lawyer/businessman supporters whose asses they already kiss. They know that a lot of people, who do not own property, or stocks, or investment income, but instead work for a living, at low wages, still identify with the middle-class, even though they got kicked out of the club decades ago.

When politicians promise to help the middle-class, they don’t mean that they will help you become middle-class. They mean that they will hold you down so the bourgeois can fuck you over. If you don’t like this old French term, call them the gentry, or the property owning class, or better yet, the landlords. Would you vote for a candidate who promised to help landlords? How about a candidate who promised to punish landlords? Now we’re talking, am I right?

We have good reason to despise landlords, as we do cops, lawyers prisons and politicians, and they have all earned our contempt. Don’t dress them up in picket-fence-leave-it-to-beaver imagery, and then pretend like you live there too. The middle-class, Marxism, and the Berlin Wall all crumbled to dust a long time ago. It’s time to face facts, and call a spade a spade. The middle-class is dead, or at least retired, and the bourgeois are not on your side, and the politicians who promise to help them are not your friends. There’s a view of the middle-class that’s On The money.

On The Money; An All-Cut Solution to the Budget Impasse

On The Money;

Economics for the 99%

An All-Cut Solution to the Budget Impasse

While a strong consensus exists among the American people to tax the rich, the rich themselves have enough political clout to insure that they won’t pay any more in taxes, unless they also see drastic cuts to the social safety net, already the weakest in the developed world. So really, what’s the point?

If all of our tax dollars will go to pay for more cops, prisons, guards, bombs, soldiers, drones and high-tech surveillance equipment, while it leaves millions of Americans homeless and out in the cold, why bother? Why throw good money after bad? I say it’s time to cut our losses, cut the crap, and cut to the chase.

Yes, it’s time to cut to the bone, through the bone, the spinal column, the carotid arteries and the windpipe, and the time to do it is NOW!!! There’s never been a better time, and no one has ever deserved it more. It’s time to AXE THE RICH!!

Really, what have the rich ever done for you? If you work for them, you know those jobs suck, and that they will work you to death, and destroy the whole world just to take a little more for themselves. It’s time to rid the world of this sickness called greed, and to do it, we must cull the herd. We must exterminate those already terminally infected with this pathogen so they don’t infect others, and this bloodletting will help inoculate the rest of the population.

As long as we live in a culture that protects, rewards, and celebrates greed, we live in a culture bent on ecocide. Every sustainable culture on Earth punishes greed, and every culture that fails to do so, also fails as a culture, and fails to survive. If you examine the cultures around the world that have endured for more than, say, 40,000 years, without depleting their resource base, you will find egalitarian societies that maintain their equality by punishing greed.

Sustainable tribal cultures treat greed as a childish tendency, to be scorned. Those who refuse to grow out of their childish selfishness are driven out of the tribe, or killed, though this is rare, because the benefits of living in an egalitarian society, far out-weigh any benefits one can achieve living alone with their avarice.

That is how sustainable cultures deal with greed. They recognize that violence is a natural part of life, and while they do not undertake it lightly, they do not shy away from it when violence becomes necessary. For them, violence is sometimes necessary to feed and clothe themselves and to preserve their culture and way of life. Sustainable cultures embrace and celebrate this kind of violence, but they do not tolerate greed. If we wish to live sustainably on this planet, we should emulate the people who do it best, and have been doing it the longest.

We cannot afford to continue to coddle, cultivate and incubate the most virulent disease to ever afflict humanity. We must wipe greed off of the face of the Earth, and we need to do it now. We can learn to live differently, but we must first stop the spread of this plague. If we love our children, and want a better future for them, we must not shrink from this responsibility.

That, my friends, is a plan to solve our budget crisis, entirely with cuts, that’s On The Money.

On The Money; Soaring Over the Fiscal Cliff

On The Money;

Economics for the 99%

Soaring Over the Fiscal Cliff

Here we go again. Last year we hit “the debt ceiling” this year we go over “the fiscal cliff”. It’s like Congress has devolved into a game of Super Mario Cart, and any minute we’re going to slip on that banana peel called “entitlement reform” and go careening out-of-control. It’s ridiculous. There’s no cliff, there’s no ceiling and there’s no such thing as “the debt crisis”.

Don’t get me wrong. We have crisis. We have plenty of real crises that demand our immediate attention. Here’s a short list:

Global Climate Change

Global Ecosystem collapse

Human Overpopulation

Loss of Biological Diversity

Loss of Cultural Diversity

Nuclear Proliferation/Waste

Homelessness/Poverty

Out-of-Control Health Care Costs

Call me when you get a handle on those, will ya. I mean, if you got nothing better to do, put your attention where it might do some good.

Seriously folks, we didn’t mind sailing right past the tipping point on global warming. We barely blinked when human population surpassed 7 billion, and over a hundred species of living creature disappear off of the face of the Earth every single day without any acknowledgment whatsoever.

It’s not like these crises don’t have real implications for us, our future, and our kids future. Life will get harder. The crises they face will be greater. Their standard of living will suffer and we will leave them a much less beautiful and more poisonous world.

And it’s not like things are so much better for us because we ignore these real crisis. Wages continue to decline, housing costs continue to rise, and health-care costs go through the roof because how we live makes us sick. We’re already killing ourselves, to kill the planet to make the greediest one-tenth of 1% of our population even more obscenely rich, but that doesn’t bother us. No, the real crisis, they expect us to believe, is that someday… someday, China might not loan the Federal Government enough money to fight another stupidly adventurous, unpopular foreign war, unless we chop what’s left of our social safety net, to bits, now. Either that, or we could tax the rich, but that seems to be a non-starter, unless we cut the safety net too.

Either way, Congress set a deadline, and unless we meet that deadline, a lot of people will lose their jobs, a lot of people will lose their benefits, and everyone else’s taxes will go up, and since none of those people are congress-people, there’s not much chance that Congress will meet that deadline.

Unless…

Obama can put together a “Grand Bargain”. Watch out for this “Grand Bargain”, where the rich pay a little bit more in taxes, they stick an apple in the mouth of the middle-class, and the poor and the young take a spit up the ass.

It’ll be just like Obamacare. It’ll take a complete ripoff, and make it mandatory. Obamacare didn’t reign in health-care costs, Obamacare just fed the healthy and the young to the insurance industry sharks. When politicians talk about serving the American people, that’s what they mean. Politicians serve us to the 1% for dinner, and that’s what this imaginary “fiscal cliff” is all about.

So forget about it. Forget about the “fiscal cliff”. Do you own any Treasury bonds? Then what are you worried about. If someone is buying you drinks, what do you care about their credit rating, and if they’re not buying you drinks, why hang out with them. If government isn’t doing anything good, why throw good money after bad.

Don’t worry about burdening your kids with a huge national debt. You’ve already stuck them with enough real problems, and sold them so far down the river that you’d better hope they grow up as stupid and gullible as their parents, or else you are going to have a lot of explaining to do. There’s a view of the “fiscal cliff” that’s On The Money.

On The Money; What’s Wrong With Economists

On The Money;

Economics for the 99%

What’s Wrong With Economists

Most economists write for policy wonks, not regular people. While they study consumer behavior and worker productivity, they have little, if anything, to say to consumers or workers. They might have something to say to voters, but only because they endorse a policy favored by a particular candidate. Economists write their books for the candidates, the political think-tanks, the rich and powerful and their advisers, but not for us, the 99%.

 

While economists may have some respect for you as a voter, as a worker, producer and consumer, you are simply a pawn to them. Something to be pushed around by fiscal policy, corporate coercion, and government taxation. Your life, energy, time, creativity and spirit mean no more to them than so many barrels of oil, tons of molybdenum or bushels of corn, and they don’t write economics books for bushels of corn.

 

To economists you are just a commodity to be bought and sold, consumed and discarded, just another anonymous drone, toiling away at meaningless work, in an empty life that you fill with pointless consumption. They don’t want you to read their books. They want you to go shopping, and let them, along with Americas smartest and greediest, worry about what’s best for the economy.

 

As a result, we now have an economy engineered entirely to help the richest and greediest acquire more. This economy demands that the rest of us sacrifice more and more of our lives, and our planet, every year, for their benefit. No, economists don’t want us to read their books, they want us to spend more time at work, more money for housing, and more money for health care. They want us to accept lower wages, give up job security, and to get used to being disposable.

That’s how they save “the economy”. As soon as we get used to working longer and harder for less, accept the destruction of the environment as a necessary evil, and learn to step around the human garbage left in their wake, the economy will be fine. Isn’t that great! As long as we’re willing to sacrifice our lives for it, the economy will be just fine.

Yet, too many of us still worry about “the economy”. Is it growing? How fast is it growing? Are prices rising? How’s the stock market? Who worries about us?

Why does it cost so much, just to have a place to live? How do the long hours I spend at work affect my family? How much of my current lifestyle would I choose, were I not economically coerced into working full time? How will global climate change affect my quality of life, or my children’s? Mightn’t I appreciate a clean environment more, if I had more time to enjoy it? Should I participate in a system in which I have no value, except as an exploitable resource? Why should economic growth trump all of these real human concerns? Whose job is it to think about these things? Not economists, that’s for sure.

How can you leverage maximum productivity from employees? How will environmental regulation effect energy prices? How does depression and suicide effect corporate earnings? That’s how economists look at these problems, and that’s why economists suck.

In On The Money, Economics For the 99%, I take the radical position that economics is about people, and how they interact with each other and the environment. Instead of simply looking for ways to help the rich and powerful increase, and accelerate the flow of money into their own bank accounts, On The Money; Economics for the 99% exposes the fundamental flaws in the capitalist system that have led to the gross inequality, and catastrophic environmental destruction that define our time. On the Money; Economics for the 99% shows you how to reclaim your life and liberate the world from the greedy clutches of the 1%, one step at a time.

ON The Money; Getting Emotional

On The Money;

Economic Advice for the 99%

Getting Emotional

In our culture, reason reigns supreme. In school they teach us to value reason, logic, and rational thinking, but they teach us to control our emotions, to keep them to ourselves, and not to let them interfere with our work. While the rational mind constantly gets rewarded through good grades, high-paying jobs, etc, our emotional responses, especially negative emotional responses, invoke scorn and discipline. We learn to override our emotional responses early in life, but we have emotions for a reason, and often they carry a lot of wisdom.

 

We learned to override our emotional aversion to school, which made it easier to override our emotional aversion to work. Pretty soon we start to recognize the thump of our heart, as it hits the bottom of a pit of despair, as the call of duty, and we do what we’re supposed to. We learn to expect life to suck. We rationalize it. We invent ethical codes and religions around it. We say it builds character, but have you looked around lately? I see more shallow, greedy, status conscious, small-minded idiots every day, and we here in the US work harder than anyone in the developed world. Is that the kind of character we need more of?

 

We learn how to pretend we like it, saying we love our job, doing extra work and kissing ass to prove it. We learn how to cope with life as a wage slave, while our desires, hopes and dreams turn to bitter resentment. After a while, when your emotions finally realize that you’ll never to listen to them, it all turns to depression. Depression sells pharmaceutical drugs like no other condition on Earth. If you have it, its why you can’t afford to be without health insurance. If you don’t have it, its why you can’t afford health insurance.

 

Depression, refers to the complete loss of enthusiasm for life. You may think emotions are inconvenient, silly, or irrelevant, but when your emotions give up on you, nothing else matters. Your emotions are smarter than they look, but they deserve close scrutiny. If your emotions are telling you to buy something, chances are they are being manipulated.

 

After almost 100 years of subliminal manipulation of our emotions through advertizing and mass media, we often find our emotions working at cross-purposes with our best interests. The 1% uses your emotions against you through a campaign of very sophisticated psychological warfare, carried out through advertizing and media. As a result, the more media you consume, the more inadequate you feel, the more needy you feel, and the more stuff you want.

 

Watching TV instantly turns you into the ugliest, poorest and dullest person in the room, by filling the room with sexy, witty, well-dressed people who completely ignore you. Don’t invite them into your home! Even though they seem to ignore you, everything they say and do is designed to take advantage of you, and use your emotions against you.

 

Not only has the field of psychology completely failed to help the millions of people who suffer from serious mental illness, they have induced mental illness in millions more by collaborating with business to manipulate buying, voting, driving, smoking, or any other kind of behavior they choose. Psychology is not about understanding the mind, psychology is the study of behavior, and how to manipulate it. Right now, thousands of college educated psychologists, with mortgages and student loans to pay off, are telling their bosses how much they love their job, and really knocking themselves out to find new ways to manipulate your behavior, by using your emotions against you.

 

While real rich, snooty obnoxious people might make snide comments about you while they drink all your booze and grind their cigarette butts into your carpet, they wouldn’t have an army of mad scientists orchestrating every word and movement purely for the purpose of taking advantage of you. It really pays dividends in your sanity to strictly limit your exposure to mass media, because that’s how the 1% turns your emotions against you, and you need your emotions on your side.

 

Its worth examining your emotions, because sometimes they well up from the very fiber of your being, and that emotion always has your best interest at heart. Your heart instinctively knows what’s best for you, and it will tell you so. On the other hand, if your heart’s not in it, get your body, mind, time and money out of it as well, and quit telling yourself how much you love it. Remember “the pursuit of happiness”? You will not find happiness by plunging yourself headlong into misery, day in and day out, no matter how much it pays, how proud it makes your parents, or how secure it makes you feel.

 

While you read On The Money; Economic advice for the 99%, pay attention to how your heart reacts to the ideas in this column. If you hear that little voice inside you say “Yes!”, “Right On!”, or even “That’d be nice.” when you read the ideas I present here, it’s because these ideas resonate with who we are as human beings, and our hearts remember what it was like to have meaningful, satisfying lives, instead of working ourselves to death for meaningless stuff.

 

In On The Money; Economic Advice for the 99%, I show you how to break out of those destructive habits that define our sick culture, and help you reclaim your life, your time, your dignity and your humanity, the things that really matter in life. On The Money;Economic Advice for the 99% represents a completely original and revolutionary approach to personal economics that challenges conventional thinking in a way that reveals the deceit, cruelty, and violence of our current economic system, and shows you how to turn the tables on the 1%.

 

So, read this column with an open heart, and realize that economics is bigger than money, its bigger than goods and services, its bigger than “the economy”, in fact. Economics is about how we live, how we exchange goods and services, and our impact on the environment, but economics is also about how we think and feel about our lives, and those things matter a hell of a lot more in life than the GDP, the unemployment rate, or the movements of any stock index. There’s a view of emotions in economics that’s On The Money.

Kirk to Enterprise, What Planet Are We On?

Kirk to Enterprise, What Planet Are We On?

I listened to Eric Kirk’s radio show, this past Thursday night at 7pm on KMUD. I read a facebook post in which Eric let us know that he had invited Andy Stunich to talk about his fears that our elected officials might commit economic suicide by government. 

As a financial advice columnist, (look for my column “On The Money; Financial Advice for the Working-Class” in the current issue of Fifth Estate Magazine) I like to entertain a diversity of opinion on economic issues, but I also tire quickly of listening to the same old conventional stupidity regurgitated and rehashed.

 

I know from listening to Eric’s show in the past, and from occasionally reading his blog, that he specializes in rehashing regurgitated stupidity, and Thursday night’s show found Eric practicing his specialty yet again. Why do you fill your head with this crap, Eric?

Every time I hear you on the radio, or visit your fetid little corner of cyberspace, I feel my soul being sucked into a vortex of empty rhetoric, going nowhere. Thursday night’s show provided a prime example.

 

This show reminded me that, while “people who fail to study history are doomed to repeat it”, people who study history don’t have a clue either. If, as Frank Zappa said, “Rock music journalism is people who can’t write, interviewing people who can’t talk, for people who can’t read”,

then the study of history is people who write too much about people who talk too much for people who read too much. While there’s always more that you can learn about history, there’s only so much that you can learn from history, especially if, by “history” you mean the history of our culture, from about 10,000 years ago to the present.

 

In reality, the ones who learn the most from “history” are the ones most eager to repeat it. Hitler learned how to engineer a genocidal holocaust by studying American history. Since the primary concern of “history” is the rise and fall of megalomaniacs, megalomaniacs can learn a lot from “history”, but what the rest of us learn from “history” is how to think like a megalomaniac.

 

We think like megalomaniacs when we imagine that we could solve the problems of society if we were in charge. Imagining that we could solve the world’s problems if we were in charge leads to pointless, inane discussions like the one I heard on KMUD Thursday night; armchair megalomaniacs endlessly debating economic policy in the most abstract terms, completely removed from the reality of life on planet Earth.

 

What do I mean by “armchair megalomaniacs”? Like I said, “history” is the story of the rise and fall of megalomaniacs. Historians endlessly examine the strategies, policies, and operational models of every megalomaniac that conquered and enslaved enough people to make the news, since written records began. On the other hand, “history” tells us almost nothing about the first three million years of the human experience, or about the thousands of tribal cultures, which survived for tens of thousands of years, until they were conquered, enslaved and annihilated by a megalomaniac and his minions.

 

Hence, American “history” begins with the “Discovery” of America by Christopher Columbus, and tends to gloss over the genocide, the slavery, the wholesale slaughter, the economic oppression and the environmental degradation, to instead focus on “The Constitution” the founding fascists, and “Democracy”. People who read too much of that crap start to believe that only megalomaniacs matter in life.

 

They start to speculate about how “history” might have gone differently if the megalomaniacs had made different decisions. For instance, they ask themselves, “What would have happened if Hitler decided not to attack Russia?” That’s what I mean by “armchair megalomaniacs”; people who aren’t particularly charismatic, or psychotically driven themselves, but like to imagine what they would do if they were Hitler, or Stalin, or Churchill, or Kennedy. As if fantasizing about being Hitler weren’t sick enough, “armchair megalomaniacs” also like to fantasize about ruling the contemporary world too.

 

“Armchair megalomaniacs” refer to their vast knowledge of “history” and “economics” (another crock of shit), and try to imagine what a megalomaniac could do to solve the world’s problems, and what kind of megalomaniac they’d like to see do it. Soon, they have pretty good idea of just what kind of megalomaniac we need in charge, and usually, its someone pretty much like them.

 

The problem with this whole line of thinking, is that “ruling the world” has been an unmitigated disaster right from the beginning, and its not getting any better. Megalomaniacs have done a terrible job of managing the Earth. The idea that we can solve the problems caused by unchecked megalomania, by putting a megalomaniac more like us in charge, is the founding fallacy of democracy, and it leads to pointless , arcane discussions about how many angels can dance on the head of a pin, like we heard Thursday night. In the case of last night’s show, the dancing angel was “the economy”.

 

Didn’t Eric and his guest seem to know a lot about “the economy”. They talked about “the economy” like it was a sick friend, in desperate need of immediate attention. Neither of them seemed to have a clue about the state of the global ecosystem, or the scale of environmental devastation resultant from economic activity, let alone the incredible sacrifices we all make in our quality of life, just to support unbridled profit-taking by the insatiably greedy, nor did any of that seem to matter much to them.

 

In the eyes of our “armchair megalomaniacs” Eric and his guest, the real problem we face is not the dying oceans, the melting ice-caps and the destabilization of the Earth’s climate, it’s not the growing underclass of people denied access to the basic resources of survival, and cast aside like garbage while the opulent use their economic power and influence to exploit the rest of us. No, the real problem, is that their sick friend, “the economy” might stop growing.

 

What is “the economy” anyway? “The economy” doesn’t measure the quality of people’s lives, only how much money they spend. “The economy” doesn’t measure the wealth of the planet, it only tells us how much money we got for what we stole from mother Earth, and how much we spent trying to clean up our mess. “The economy” measures how fast we liquidate the planet and our lives. “The economy” tells us how much we got paid to sacrifice our children’s future. “The economy” is a measure of how much of our lives and our birthright will be sacrificed to keep megalomania alive and well.

 

Ultimately, “the economy” is nothing but an extremely abstract set of statistics that could hardly be more difficult to gather, and couldn’t be less relevant to our day to day lives. The only reason they gather statistics on “the economy” and promote its unbridled growth, is to help megalomaniacs exploit the rest of us.

When you look at it that way, you realize that “the economy” is not your friend. The economy is an out-of-control monster ruining more of our planet, and our lives, every day. The last thing any of us really want, is for “the economy” to grow any larger. We want “the economy” off our backs.

If we survive this century, as a species, it will only be because we dramatically reduced our economic activity. Yet, as if “the economy” hasn’t already consumed enough of the world’s resources, and, as if “the economy” doesn’t already consume enough of our lives, Eric Kirk used the community airwaves to present to us, Andy Stunich’s dire warning that our current crop of megalomaniacs might slow the growth of “the economy” by spending money we don’t have on the popular programs that only exist, not unlike “the economy” itself, to serve the interests, and insure the stability of, their own regime.

 

This is like being trapped in a car with no brakes, driven by a rabid monkey at 100mph on the Pacific Coast Highway, and being warned that we might not have enough gas to keep accelerating. Running out of gas would be a blessing, but we’re not running out of gas, we’ve gone over a cliff, so the amount of gas in the tank only matters in determining how big of a fireball it will make when we crash. It’s time to stop looking at the gas gauge, turn off that idiot on the radio, and look out the window.

 

What planet do these guys live on, anyway? Obviously Eric Kirk and his guest speak to us from a world inhabited by armchair megalomaniacs, who subsist on a diet of corporate exploitation and reside in a jungle of empty rhetoric. Please Scotty, beam them back.

 

On The Money, What’s the Deal?

On The Money

Financial Advice for the Working-Class

What’s the Deal?

Look, I’m not an idealist. I don’t oppose government and capital out of principle. I’m just looking for a deal I can live with. If you want my participation, especially if it involves work, I want to know… What is in it for me?  Frankly, the whole global economy/representative democracy thing looks like a pretty raw deal to me. I think I’ll opt out.

 

I can see where my parents generation might have thought they were getting a good deal, back when a guy with a high-school diploma could get a job that paid enough that he could afford a single family home, support a wife and a couple of kids, and buy an endless string of huge, tacky, unreliable cars. Sure, those jobs sucked. They involved long hours of repetitive work in dangerous, loud, hot, or otherwise unpleasant conditions, and they effectively drained people of their life force, but they provided comprehensive health coverage, pensions, and a couple weeks paid vacation every year. I could see where that might look like a deal you could live with. I don’t see anyone my age or younger getting a deal anything like that.

 

Worker productivity has risen exponentially in recent years, but workers saw no increase in wages. Instead, work became more concentrated, more demanding, and more draining, but wages did not improve. Mass layoffs and global outsourcing helped to suppress wages, while profits soared. Meanwhile, we lost health-coverage, because medicine has become such a ripoff. We lost pensions because of greedy Wall St. bloodsuckers, and we lost job security, because we’re all disposable in a global market.

Now that things like home ownership, job security, comprehensive health insurance and pensions have become relics of the past, the global economy really doesn’t offer as many “carrots” to working people anymore. These days, the motivation to work comes mostly in the form of “sticks”. Specifically, the cop’s nightstick, that he pokes into your ribcage while you are trying to get some sleep. Unless you have paid for a place to sleep, the cops will come and roust you. That is your motivation to work, these days.

Housing prices have skyrocketed in the last 30 years, while wages have stagnated. We don’t make any more money than we used to, but we come home more tired, and we pay a lot more for a place to come home to. Now that home-ownership has become a thing of the past for working people, we pay rent for a place to sleep, so we acquire no equity in our home, and as a result, we never get ahead. When it comes down to it, working for a living amounts to a kind of freelance slavery enforced by “cracker” cops on homeless patrol.

Increasingly, all over the world, people realize that the life of a worker in the global economy is not worth living. The deal is that bad. It’s so bad that at factories in China they have to lock the doors to the roof to prevent workers from leaping to their deaths. So, when you hear politicians promise more jobs, or hear talk about “the job creators”, remember what kind of jobs they create. Those jobs suck, and most of us would rather die than work at them.

It’s past time to walk away from the bargaining table. Your life is your own, and you belong on this planet. You have the right to take what you need of what you find around you, and to make your home on this green Earth. That is your birthright! That is the position you bargain from!

Don’t ever forget that its your life, and its your planet. You don’t owe them obedience to their laws, respect for their property or participation in their system. Don’t settle for the crumbs from the table. After all, its your your table, your plate, and your pie they are eating.

Again With The Circuit-Bending

Again With The Circuit-Bending

Next Monday, May 21the Southern Humboldt Amateur Radio Club will host a circuit-bending workshop with the band CMKT4. I’m really looking forward to this event. I hope I meet all of the local musical odd-balls out there who find the proliferation of pointless electronica (used here to denote a genre of gadget, not music) fascinating, disturbing, or compelling enough integrate these devices into their art.

 

After this event, I will get back to producing the kind of vapid pointless pap that you’ve come to expect from me here. Maybe I’ll even get back to Zombie Rodoni’s write-in campaign for the Second District Supes race. I don’t know, I’ll find something to bitch about. Don’t worry, I haven’t forgotten about you pitiful drones desperately seeking sanctuary from your dreary lives in my words. I’m here for you.

 

I know you are out there. I know you count on me. This blog has averaged over one-thousand hits a day for the last two-and-a-half months. Almost a hundred people an hour, and over thirty thousand people a month come here, for what, I don’t know, but I appreciate every one of you, even if you just look at the pictures. I won’t let you down.

 

But right now, I just want to keep writing long enough to use up this disposable pen. I need the spring from it for this electro-acoustic cigar-box drum-machine I’m building. I know these cheap disposable promotional pens really don’t have much ink in them, so if I just keep writing, I know I can use it up. Then I can take the pen apart to get the little spring I need, with a clear conscience.

 

I feel inspired, for the first time in years, to make music. This time with an odd collection of hand-made, circuit-bent, highly idiosyncratic instruments. I don’t have any idea how to get people to listen to my music, and I know that even if I could get people to listen to my music, most people won’t like it. I won’t let that stop me from making it though.

 

Like all the world needs is more fucking music,… played on jerry-rigged children’s toys, no less. Some of you might wonder what I find so appealing about these annoying, noisy, electronic toys. Not only do they sound profoundly unmusical, they’re ugly, they’re plastic, and they’re full of unrecoverable toxins and heavy metals. They offend everything natural and wholesome in this world. Even children don’t really like them much, and parents hate them, which is why you find so many of them in our thrift stores.

 

By all accounts, these things should never exist. No one should ever buy for a child, a toy that makes electronic noise whenever the child pushes a button. Kids should have to work harder than that to make noise. Banging pots and pans, screaming at the top of their lungs or jumping up and down all take some energy, and will eventually tire the child out. Noisy electronic toys make it too easy for kids to be loud and annoying, the way cell-phones make it too easy for adults to be loud and annoying.

 

Though I consider myself a musician, I don’t care much for music, at least not the music of our culture. I don’t like classical music much, because I can smell the tuxedos. I don’t like country and western or bluegrass, because I can taste the alcohol, incest and bigotry. I don’t like rock, because its too loud and stupid, and I don’t like techno, because it has no soul. I don’t care for gospel, because it reminds me too much of church, and I don’t like reggae because it reminds me of the blood-sucking dope-yuppies who ruined this place. No, I prefer something else. Something I find in little black blobs on circuit boards embedded in brightly colored plastic toys from China, or in the spring in this pen.

 

To me, these little machines sound more brutal than death-metal, more comical than Spike Jones’ Jazz and more transcendent than trip-hop. They are more sophisticated than the Space Shuttle, and yet they produce the most crass and banal sounds ever heard on planet Earth. In many ways, these circuit-bent toys reflect what we have become as a society: a cheap imitation of an infantile fantasy, hopelessly short-circuited, and malfunctioning spectacularly. At least that’s how they sound to me.

Or maybe I just love the sound of electricity and the smell of solder. Either way, I killed off that pen about two paragraphs ago. Now I can get to work on my drum machine. Adios!

P.S. I just recorded an interview with Terri Clemmentson of KMUD news in which I demonstrated a circuit-bent teddy-bear’s innards, and a baby rattle miked with a CMKT4 contact microphone. Here’s a short etude for these two instruments.